Insights · Page 9 of 10

The LILPE Blog

Payments, compliance, and merchant onboarding — explained by the team building LILPE's payment orchestration platform.

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Cover for an explainer on UPI Lite limits, PIN-free small payments and top-ups

UPI Lite Explained: Limits, How It Works and When to Use It

UPI Lite lets you make small payments of up to ₹1,000 without entering your UPI PIN, from a balance of up to ₹5,000 kept in your UPI app. How it works, NPCI's current rules on top-ups, transfers out and dormant balances, how it differs from normal UPI, when it's worth turning on, and the one risk to manage.

28 September 2026 · 9 min read

Cover illustration for a guide to QR codes and soundbox devices in shops

Payments

QR & Soundbox: Making Offline Retail Payments Instant

Static and dynamic QR codes, speaker devices that announce payments, tap-and-pay UPI, and the fake-screenshot problem: how small shops and counters can take digital payments reliably and match them at day's end.

8 July 2026 · 6 min read

Cover illustration explaining payment reconciliation across orders, gateway settlements and bank credits

Guides

Payment Reconciliation Explained: Gateway Settlements and the Three-Way Match

Reconciliation is how a business proves that what it sold, what its payment gateway collected and what reached the bank all agree. How it differs from settlement, how to read a settlement report, the three-way match step by step, common mismatches, payout reconciliation and a daily routine that works.

7 July 2026 · 11 min read

Cover illustration for a guide to scalable payment infrastructure

Platform

Building Payment Infrastructure That Scales With You

What changes in payments as a business grows from hundreds to millions of transactions: idempotency, notices, status as data, reconciliation, observability, provider redundancy and the controls that keep it safe.

5 July 2026 · 8 min read

Cover illustration comparing NACH and eNACH mandates

Guides

NACH vs. eNACH: Choosing the Right Recurring Payment Mandate

Physical NACH, eNACH, UPI and card e-mandates all collect recurring payments, in different ways. How each is set up, what it suits, where it fails, and how to choose for your customers.

1 July 2026 · 7 min read

Cross-border

Going Cross-Border: What a Payment Corridor Means for Merchants

A payment corridor is the set of banks, systems and rules that move money between two countries. Using India and Nepal as an example of closely linked economies, what corridors are and what merchants should ask about one.

25 June 2026 · 6 min read

Cover illustration explaining the Bharat Bill Payment System and Bharat Connect

FinTech 101

What Is BBPS? Bharat Bill Payment System and Bharat Connect Explained

BBPS, the Bharat Bill Payment System, lets you pay electricity, mobile, FASTag, loan and dozens of other bills from almost any app, bank or local agent, with a reference you can trace. What it is, how a BBPS payment works, how it differs from paying a biller directly, how complaints work, and what it means for billers and businesses.

18 June 2026 · 8 min read

Cover illustration explaining payment routing across providers

Platform

Smart Routing 101: How Payment Routing Decisions Work

When a business uses more than one payment provider, something has to decide where each payment goes. How routing rules work, what signals they use, where they go wrong, and how to measure whether routing helps.

4 June 2026 · 7 min read

Payments

UPI vs. Cards: What Should Merchants Prioritise?

UPI and cards solve different problems for Indian merchants. How they compare on authentication, recurring payments, disputes, customers abroad and cost, and how to decide what to offer first.

12 May 2026 · 7 min read

Showing 73–81 of 85 articles

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