Insights · Page 5 of 10

The LILPE Blog

Payments, compliance, and merchant onboarding — explained by the team building LILPE's payment orchestration platform.

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Cover for a developer guide to receiving and verifying payment gateway webhooks

Payment Gateway Webhooks: Receive, Verify and Never Miss a Payment Update

A webhook is how your payment provider tells your server that something happened: a payment succeeded, a refund went through, a payout failed. How webhooks differ from the return URL and the status API, how to verify signatures, why you must handle retries, duplicates and out-of-order events, and how to test it all.

7 October 2026 · 8 min read

Cover for a guide to payouts stuck in pending or processing and how to resolve them

Payments

Payout Pending or Processing: Why Bank Transfers Get Stuck and What to Do

You sent a vendor payment, salary or refund and it's sitting at pending or processing, while the person waiting asks where their money is. What a pending payout actually means, how long each rail should take under RBI's rules, the common causes, and a safe way to resolve it without paying twice.

7 October 2026 · 7 min read

Cover comparing IMPS, NEFT and RTGS bank transfers by limit, speed and use

Banking

IMPS vs NEFT vs RTGS vs UPI: Which Bank Transfer Should You Use?

IMPS, NEFT, RTGS and UPI all move money from one bank account to another, but they differ in limits, speed, how failures are handled and what they cost. The current rules from RBI and NPCI side by side, where UPI fits, worked examples, and a simple way to choose for each payment.

7 October 2026 · 9 min read

Cover for a guide explaining payment decline reasons and what to do after a declined payment

Payments

Payment Declined: What Decline Reasons Mean and What to Do Next

A declined payment isn't a glitch; it's a decision, usually by the customer's bank. What decline codes are, the main categories of decline and what each means, soft versus hard declines, "do not honour", and what customers and merchants should do about each.

7 October 2026 · 8 min read

Cover for a beginner's guide explaining what UPI is and how UPI payments work

UPI

What Is UPI? A Complete Beginner's Guide to India's Instant Payments

UPI lets you send and receive money instantly from your bank account using just a phone, a UPI ID or a QR code, at any hour. What UPI stands for, how a payment actually moves, what you need to start, the ways to pay and get paid, what it costs, its limits, and how to stay safe.

7 October 2026 · 11 min read

Cover for a guide explaining why UPI transactions fail and what to do after a failed UPI payment

UPI

UPI Transaction Failed: Why It Happens and What to Do Next

A failed UPI payment usually has one of a dozen causes, from a wrong PIN or a daily limit to a bank that didn't answer in time. How to tell which one you hit, whether your money left your account, when it's safe to try again, and what to do if it keeps failing.

7 October 2026 · 8 min read

Cover for an explainer on what it means when a UPI payment is reversed

UPI

UPI Payment Reversed: What a Reversal Means and When Your Money Comes Back

"Reversed" means a UPI payment didn't complete and the money taken from your account has been, or is being, returned. How a reversal differs from pending, failed and refunded, how UPI reverses payments behind the scenes, RBI's deadlines if it's slow, and what shops should do with a reversed payment.

7 October 2026 · 6 min read

Cover for an explainer on what a UPI PIN is, how it works and how to fix UPI PIN errors

UPI

UPI PIN Explained: What It Is, How It Works and Common Problems

Your UPI PIN is the 4- or 6-digit code that approves every UPI payment from your bank account. What it is, who checks it, when you do and don't need it, how it differs from your ATM PIN and an OTP, what "incorrect UPI PIN" and a blocked PIN mean, and the new option to pay with your fingerprint or face.

7 October 2026 · 7 min read

Cover for a guide to recharging a prepaid mobile number online safely

Recharge

Mobile Recharge Online: How to Recharge Your Phone Safely

Recharging a prepaid number online takes a minute, but a wrong digit, the wrong operator or a fake offer can cost you. How online recharge works, where you can recharge, how to read a plan under TRAI's voucher rules, what confirmation to expect, and what to do if a recharge fails or goes to the wrong number.

7 October 2026 · 7 min read

Showing 37–45 of 85 articles

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