MarketAsia-Pacific

Payments in Asia-Pacific: Real-time rails and national QR

Much of Asia-Pacific pays by phone number and QR code. Singapore's PayNow, Thailand's PromptPay, Indonesia's QRIS and Australia's New Payments Platform each turned bank transfers into an everyday checkout option.

Talk to sales Payment methods

Currencies: SGD · IDR · THB · AUD
Key rails: PayNow · QRIS · PromptPay
Availability: Confirmed at onboarding

Local payment ecosystem

How Asia-Pacific pays

Real-time bank rails with alias addressing and national QR standards sit next to cards and large wallet ecosystems. Customers often expect to pay by scanning a QR code, and several countries have linked their rails across borders.

PayNow and PromptPay
QRIS in Indonesia
NPP and PayID in Australia

Payment methods and rails

The rails behind everyday payments

Facts below come from the central banks and scheme operators that run them; numbers in brackets point to the sources at the end of the page.

Payment rails in Asia-Pacific
Rail or method	Type	Where	What to know
PayNow	Instant payments	Singapore	Launched on 10 July 2017 by the Association of Banks in Singapore; pay by mobile number or NRIC/FIN over FAST.[1]
QRIS	National QR standard	Indonesia	Bank Indonesia's QR standard, launched on 17 August 2019 and mandatory from 1 January 2020.[2]
PromptPay	Instant payments	Thailand	Launched in 2016 under Thailand's national e-payment plan; pay by citizen ID or phone number.[3]
New Payments Platform	Instant payments	Australia	Publicly launched on 13 February 2018; payments can be addressed to a PayID such as a phone number or email.[4]

Rails described as they operate in the market. Which methods LILPE connects for your business is confirmed during onboarding.

Currency

SGDSingapore dollar
IDRIndonesian rupiah
THBThai baht
AUDAustralian dollar

Settlement

Settlement options for this market, including currency and destination account, are confirmed during onboarding. Nothing on this page claims a specific settlement option.

Routing considerations

Orchestrating payments in Asia-Pacific

An orchestration layer sends each payment to an eligible provider by your rules and recent performance. In this market, these are the decisions that usually matter.

Customer in Asia-PacificLocal methods and cards
LILPEOne API and dashboard
Routing engineRules, health, cost
ProvidersServing Asia-Pacific, as connected
Local railsPayNow, QRIS

Illustrative flow. Which providers and rails are connected for your business is confirmed during onboarding.

QR and alias methods
Offer the national QR or alias method where customers expect it.
Provider per country
Coverage varies by country; route each payment to a provider that serves it.
Pending until confirmed
QR payments need a confirmed status before fulfilment.

Merchant use cases

Who sells and pays in Asia-Pacific

Selling across Southeast Asia
Local QR and bank methods per country behind one integration.
Australia and Singapore
Cards plus real-time bank payments.
Platforms and marketplaces
Collections and payouts per market, where connected.

Integration approach

Add a market without a new integration

Your code talks to LILPE once. Markets, providers and methods are added behind that integration, where available.

01
Tell us your markets
Where you sell, the methods customers expect and your volumes.
02
Providers confirmed
We confirm which providers, methods and settlement options are available for your business.
03
Integrate once
One request pattern and one webhook stream, tested in the sandbox.
04
Go live, then expand
Adding or switching a provider needs no change to your code.

Availability and settlement options are confirmed during onboarding.

LILPE Global Presence

Local business addresses in Asia-Pacific

The coworking / business centers where LILPE holds a local business address. These are not LILPE offices. To reach the team, use the contact page.

Coworking / Business Center Locations

Local Business Address
Coworking / Business Center
Arcc Spaces, One Marina Boulevard
Country
Singapore
City
Singapore
Complete address
1 Marina Boulevard, Level 20, Singapore 018989
Postal code
018989
Official website
arccspaces.com(opens in a new tab)
Not a LILPE office. Address checked on the operator's website on 7 October 2026.
Local Business Address
Coworking / Business Center
The Urban Office, S-Metro Building
Country
Thailand
City
Bangkok
Complete address
L20, S-Metro Building, 725 Sukhumvit Road, Bangkok 10110
Postal code
10110
Official website
theurbanoffice.com(opens in a new tab)
Not a LILPE office. Address checked on the operator's website on 7 October 2026.
Local Business Address
Coworking / Business Center
The Executive Centre, 400 George
Country
Australia
City
Sydney
Complete address
Level 17, 400 George Street, Sydney NSW 2000
Postal code
2000
Official website
executivecentre.com(opens in a new tab)
Not a LILPE office. Address checked on the operator's website on 7 October 2026.

A coworking / business center location is a local business address, not a LILPE office. It doesn't indicate a local licence or that LILPE services are available in Asia-Pacific. Availability and settlement options are confirmed during onboarding.

FAQ

Asia-Pacific questions

Is LILPE live in Asia-Pacific?

Which markets, providers and payment methods are available for your business is confirmed during onboarding. This page explains how payments work in Asia-Pacific and how an orchestration layer fits; it isn't a list of live LILPE connections.

What is a national QR standard?

A single QR format that any participating bank or wallet app can scan, such as Indonesia's QRIS, so a merchant needs one code instead of one per app.

Can LILPE settle in this market's currency?

Settlement options, including currency and destination account, are confirmed during onboarding. LILPE's global collection pages describe settlement in INR to an Indian account through cross-border providers; nothing on this page claims other settlement options.

Sources

Researched 7 October 2026. Market facts describe the payment systems, not LILPE's connections.

Expanding into Asia-Pacific?

Tell us where you sell and which providers you use today. We'll confirm what's available and show you the setup on LILPE.

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