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Global Payment Infrastructure

Payments, connected
for a global business.

Accept payments, send payouts and manage multiple payment providers through one integration. Built for merchants, fintechs and enterprises — across India and worldwide.

  • ✓One integration
  • ✓Multiple payment providers
  • ✓Intelligent routing

Explore the platform API docs

Global Coverage

Multiple countries & regions

Multiple Currencies

Fiat and local methods

Enterprise Ready

Secure. Scalable. Compliant.

Payment Rails & Methods

Accepted worldwide

Support for global and local payment methods across cards, digital wallets, bank transfers and real-time rails.

View all payment methods
Visa
Mastercard
American Express
JCB
Discover
Diners Club
PayPal
Apple Pay
Google Pay
UPI
RuPay
Bank Transfer
+100 More

Payment methods and rails are supported through your connected gateways, acquirers and local partners. Availability depends on merchant region and is confirmed during onboarding.

Payment Ecosystem & Connectivity

Trusted by businesses worldwide

We partner with leading banks, payment providers and financial networks.

See all partners

Logos illustrate provider and scheme compatibility across the orchestration ecosystem. Available integrations depend on your merchant agreement and jurisdiction, confirmed during onboarding.

The orchestration layer

One layer between your business and the global payment ecosystem.

Your systems talk to LILPE once. LILPE decides where each payment goes, talks to every provider in its own format, watches their health and brings every outcome back in one shape.

01

Your business

Every channel you sell or pay through

  • Web checkout
  • Mobile apps
  • Marketplaces & platforms
  • Billing & ERP

02

LILPE orchestration

Decides, routes, recovers and reconciles

  • Unified API
  • Routing engine
  • Retry & failover
  • Provider health
  • Unified webhooks
  • Reconciliation
route(payment) → best available provider

03

Payment providers

The PSPs, gateways and acquirers you choose

  • Payment service providers
  • Payment gateways
  • Acquirers
  • Banks
  • Alternative payment providers

04

Payment networks

Where money actually moves

  • Card networks
  • Real-time payment rails
  • Bank transfer schemes
  • Digital wallets
  • Local payment methods
Add a providerConnected behind the same integration, where available. Your code doesn't change.
Enter a new marketRoute to the providers and local methods that serve it, from the same API.
Lose a providerTraffic moves to a healthy provider by your rules, while you keep selling.

Categories of connection, not a list of live integrations. Availability and settlement options are confirmed during onboarding.

How the platform works

Command center · Demo

A command center for every payment, provider and market.

A demo of the dashboard experience LILPE is designed around: volume, routing, provider health, settlements, disputes and risk in one place. Sample data only. Which dashboard features are available for your business is confirmed during onboarding.

Search payments, customers, IDs…
Demo

Global overview

Demo view · sample data

Gross volume

$4.96M

12.4% vs prior

Success rate

96.8%

2.4 pts

Payment attempts

128,410

9.1% vs prior

Failed payments

3.2%

1.1 pts

Refunds

$44.6K

0.9% of volume

Chargebacks

0.08%

12 open

Successful volume · last 24 hours

All markets
Illustrative successful payment volume by hour over the last 24 hours, peaking at $281K at 19:00.0$100K$200K$300K00:0006:0012:0018:0023:0000:00 · $142K01:00 · $128K02:00 · $119K03:00 · $112K04:00 · $108K05:00 · $115K06:00 · $138K07:00 · $172K08:00 · $205K09:00 · $231K10:00 · $248K11:00 · $262K12:00 · $270K13:00 · $266K14:00 · $259K15:00 · $251K16:00 · $247K17:00 · $256K18:00 · $268K19:00 · $281K20:00 · $274K21:00 · $240K22:00 · $201K23:00 · $168K

Volume by currency

USD equivalent
  • USD$1.84M
  • EUR$1.21M
  • GBP$0.62M
  • INR$0.58M
  • AED$0.39M
  • SGD$0.32M

Activity by country

Sample
CountryVolumeSuccessTop providervs prior
USUnited States$1.84M97.1%Provider C+8.2%
DEGermany$0.71M96.4%Provider A+5.1%
GBUnited Kingdom$0.62M95.9%Provider B−1.4%
INIndia$0.58M97.8%Provider E+14.6%
FRFrance$0.50M96.0%Provider A+3.3%
AEUnited Arab Emirates$0.39M95.2%Provider A+9.8%

Latest transactions

Sample
  • €1,249.00 · Card · DEpay_8Hk2Qm → Provider ASucceeded
  • $89.99 · Card · USpay_8Hk2Qj → Provider CSucceeded
  • £240.00 · Wallet · GBpay_8Hk2Qf → B → DRecovered
  • ₹4,999 · UPI · INpay_8Hk2Qc → Provider ESucceeded
  • $12.00 · Card · USpay_8Hk2Q9 → Provider CDeclined

Routing

Demo view · sample data

Routing rules · evaluated top to bottom

+ New rule
#RuleConditionsRoute toFallbackTraffic
1High-value EU cardscountry ∈ EUamount > €1,000method = cardProvider AProvider C18%
2UK walletscountry = GBmethod = walletProvider BProvider D9%
3US debit, lowest costcountry = UScard = debitCost-optimisedA · C22%
4India local methodscountry = INmethod ∈ UPI, netbankingProvider EProvider F12%
5Defaulteverything elseSmart routingSuccess-weighted39%

Smart routing · default rule

Strategy success-weighted, cost cap +0.15%, re-evaluated every 60 s.

  • Provider A 46%
  • Provider C 34%
  • Provider D 20%

Failover policy

  • Trigger success < 90% over 2 min, or timeouts
  • Action shift traffic to next healthy provider
  • Recovery gradual, 10% steps

Cost & performance by provider

Last 7 days
ProviderSuccessAvg costp95 latencyVolumeBest at
Provider A97.2%1.42%410 ms31%Success
Provider C95.8%1.18%520 ms27%Cost
Provider D94.1%1.35%380 ms14%Latency
Provider B91.6%1.29%1.4 s8%—

Decision trace · pay_8Hk2Qm

  1. 1 · rule matched: High-value EU cards
  2. 2 · candidates: Provider A, Provider C
  3. 3 · health: A healthy · p95 410 ms
  4. 4 · routed: Provider A → authorised 412 ms

Provider health

Demo view · sample data

Provider A

Operational
Success
97.2%
p95
410 ms
Markets
EU · UK · AE
24h agonow

Provider B

Degraded
Success
91.6%
p95
1.4 s
Markets
UK · EU
24h agonow

Provider C

Operational
Success
95.8%
p95
520 ms
Markets
US · CA
24h agonow

Provider D

Operational
Success
94.1%
p95
380 ms
Markets
UK · EU · SG
24h agonow

Provider E

Operational
Success
97.8%
p95
290 ms
Markets
IN
24h agonow

Provider F

Down
Success
—
p95
timeout
Markets
SG · IN
24h agonow
Hourly health Operational Degraded DownProvider F is down: its traffic is failing over to Provider E.

Connections

+ Connect provider
ProviderTypeMethodsCurrenciesWebhooksIntegration
Provider AAcquirerCards, walletsEUR GBP AEDVerifiedConnected
Provider CPSPCards, ACHUSD CADVerifiedConnected
Provider EPayment gatewayUPI, cards, netbankingINRVerifiedConnected
Provider GLocal methodsBank transfer, walletsBRL MXNSandbox onlySandbox
Provider HAcquirerCardsJPY SGD—Credentials pending

Settlements & reconciliation

Demo view · sample data

Expected settlements

$1.92M

next 3 days

Settled today

$1.71M

14 batches

Reconciled

99.2%

14 items unmatched

Open disputes

12

3 due in 48h

Settlement batches

Export
ProviderCurrencyAmountExpectedStatus
Provider AEUR€612,400TodaySettled
Provider CUSD$804,120TodaySettled
Provider EINR₹4.1 CrTomorrowIn transit
Provider BGBP£188,300Overdue 1dDelayed

Reconciliation exceptions

  • Amount mismatchProvider fee differs from contract6
  • Missing in settlementCaptured, not yet settled5
  • Duplicate referenceSame order ID, two captures3

Refunds · 24h

412 · $44.6K

Chargebacks won

7 of 11 closed

Risk signals

Demo view · sample data

Payments screened

128,410

every attempt, before routing

Sent to review

0.4%

514 payments

Blocked value

$8.2K

37 attempts

Fraud chargebacks

0.02%

30-day rolling

Risk score distribution · 24h

0 · low50100 · high
  • Allowed
  • Sent to review (score ≥ 80)

Risk signals

Review queue · 5
  • Decline spike · Provider BDeclines up 3.1× vs baseline in GB walletsWatching
  • Velocity · same card, 6 attemptspay_8Hk1Zx … 4 countries in 10 minBlocked
  • Country mismatchCard issued in BR, IP in DE, amount 4× averageReview
  • Refund rate · merchant sub-account2.8% today vs 0.9% averageNoted

Developers

Demo view · sample data

API keys

Roll key
  • Publishablepk_live_51Lp…9xQeused 2s ago
  • Secretsk_live_••••••••••••7a3Kused 2s ago
  • Sandbox secretsk_test_••••••••••••c81Fused 4m ago
Webhook deliveries · 24h99.97% · 2 retrying

API logs

Filter
POST/v1/payments201184 ms12:04:31
POST/v1/payments402612 ms12:04:29
GET/v1/payments/pay_8Hk2Qm20038 ms12:04:27
POST/v1/refunds201221 ms12:04:22
POST/v1/payments42912 ms12:04:20

Request · POST /v1/payments

{
  "amount": 124900,
  "currency": "EUR",
  "method": "card",
  "customer": { "country": "DE" },
  "routing": { "strategy": "smart" }
}

Response · 201 Created · 184 ms

{
  "id": "pay_8Hk2Qm",
  "status": "authorized",
  "provider": "provider_a",
  "route": { "rule": "high_value_eu_cards", "attempts": 1 }
}

Demo dashboard with sample data. Merchants, providers and figures are examples, not live data, customer results or a list of available features.

Intelligent routing

Every payment takes the route most likely to succeed.

Your rules decide which providers are eligible. Provider health, success rates and cost decide which one wins, and the decision is stored on the payment, so you can see why it went where it did.

Routing decision

Illustrative
  1. 1

    Payment received

    €1,249.00

    Credit cardIssuer country DECustomer in Germany
  2. 2

    Rule matched

    High-value EU cards

    country ∈ EUamount > €1,000method = card
  3. 3

    Candidates scored · Highest success rate

    ProviderSuccessCostp95Decision
    Provider A97.2%1.42%410 ms✓ Selected
    Provider C95.1%1.18%520 msFallback
    Provider B91.6%1.29%1.4 sDegraded, excluded
  4. 4

    Routed

    ✓ SuccessAuthorised by Provider A in 412 ms

    Fallback plan: If A declines for a technical reason: retry once on Provider C

  1. 1

    Payment received

    $89.99

    Debit cardIssuer country USSubscription renewal
  2. 2

    Rule matched

    US debit, lowest cost

    country = UScard = debit
  3. 3

    Candidates scored · Lowest cost within 1 pt of best success

    ProviderSuccessCostp95Decision
    Provider C96.4%0.92%480 ms✓ Selected
    Provider A96.9%1.38%390 msFallback
    Provider D94.0%0.88%610 msBelow success floor
  4. 4

    Routed

    ✓ SuccessAuthorised by Provider C in 486 ms

    Fallback plan: If C is unavailable: route to Provider A

  1. 1

    Payment received

    ₹4,999

    UPI collectCustomer in IndiaMobile checkout
  2. 2

    Rule matched

    India local methods

    country = INmethod ∈ UPI, netbanking
  3. 3

    Candidates scored · Highest success for the method

    ProviderSuccessCostp95Decision
    Provider E97.8%Flat fee290 ms✓ Selected
    Provider F—Flat feetimeoutDown, excluded
  4. 4

    Routed

    ✓ SuccessCompleted via Provider E in 2.1 s

    Fallback plan: If E degrades: shift traffic to Provider F once it recovers

A payment, traced

What happens when a provider stops answering

One payment from request to success, including the moment Provider A goes quiet. The events and providers are examples, not live data.

trace · pay_exampleILLUSTRATIVE

  1. payment.requestedCustomer pays by UPIreceived
  2. route.selectedProvider A · healthyrouted
  3. provider.unavailableProvider A stopped respondingunavailable
  4. route.recoveredMoved to Provider B · healthyre-routed
  5. payment.authorizedProvider B approved itauthorized
  6. payment.completedCustomer sees the success pagecompleted

Provider health at the time

  • Provider Anot responding
  • Provider Bhealthy
  • Provider Chealthy

Global by design

New markets are configuration, not a new integration.

Expanding into a region means connecting the providers and local payment methods that serve it. Your checkout, your API calls and your reporting stay exactly the same.

Stylised world map showing regional payment hubs connected across borders. Illustrative.North AmericaLatin AmericaUKEuropeMiddle EastAfricaIndiaAsia-PacificAustralia
Illustrative. A global view doesn't mean every service is available in every country. Availability and settlement options are confirmed during onboarding.

Rails shown are documented, with sources, on each market page. They describe the market, not live LILPE connections. Availability and settlement options are confirmed during onboarding.

Explore all markets

Developers

Infrastructure you integrate once. An API you'll actually enjoy.

One request shape for every provider behind LILPE. Routing, retries and failover happen on our side; your code sees one payment and one final status.

  • One API, every providerOne request and status model, whichever provider handles the payment.
  • Sandbox & productionSeparate credentials per environment. Test end to end before go-live.
  • Signed webhooksOne normalised event stream. Verify each notice with your secret.
  • API & error logsPreviewEvery request, status code and latency in one place.
  • Request inspectionPreviewSee the request you sent and the normalised response you got back.
  • Integration statusPreviewProvider connections, credentials and webhook health at a glance.

Preview marks dashboard tools shown as a demo of the developer experience. Which tools are available for your business is confirmed during onboarding.

Illustrative example

POST /v1/payments

curl https://api.lilpe.com/v1/payments \
  -H "Authorization: Bearer $LILPE_SECRET_KEY" \
  -H "Idempotency-Key: order_10234" \
  -d amount=124900 \
  -d currency=EUR \
  -d "customer[country]=DE" \
  -d "routing[strategy]=smart"
const res = await fetch("https://api.lilpe.com/v1/payments", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.LILPE_SECRET_KEY}`,
    "Idempotency-Key": "order_10234",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    amount: 124900,
    currency: "EUR",
    customer: { country: "DE" },
    routing: { strategy: "smart" },
  }),
});
const payment = await res.json();
import os, requests

payment = requests.post(
    "https://api.lilpe.com/v1/payments",
    headers={
        "Authorization": f"Bearer {os.environ['LILPE_SECRET_KEY']}",
        "Idempotency-Key": "order_10234",
    },
    json={
        "amount": 124900,
        "currency": "EUR",
        "customer": {"country": "DE"},
        "routing": {"strategy": "smart"},
    },
).json()

Response 201 Created 184 ms

{
  "id": "pay_8Hk2Qm",
  "status": "authorized",
  "amount": 124900,
  "currency": "EUR",
  "provider": "provider_a",
  "route": {
    "rule": "high_value_eu_cards",
    "attempts": 1,
    "fallback": "provider_c"
  }
}

webhook → your endpointsigned

payment.authorized · pay_8Hk2Qm

Around the core

The rest of your payment stack, on the same connection

Orchestration is the core. Around it are the services businesses usually buy separately: checkout, payouts, cross-border and platform plugins, plus a full India stack of local methods, verification and banking. Pick a group to see what's in it.

All 45 products

India market27 services

Industry and ecosystem

Our affiliations and partnerships

Industry bodies, forums and startup programmes LILPE is part of.

  • Indian Financial Forum
  • T-Hub
  • Unified Fintech Forum
  • Fintech Convergence Council
  • Internet and Mobile Association of India
  • Payments Council of India
  • Tech Entrepreneurs Association

Recognition

Awards and accolades

  • Bharat Fintech Summit 20252025

    Best Use of Emerging Technologies in Fintech

    Bharat Fintech Summit 2025

  • India FinTech Forum2024

    Finalist in Fintech Startup of the Year

    India FinTech Forum

  • Corporate Connect2024

    Global Icon Award

    Corporate Connect

  • BSS Magazine2023

    Business Success Story Magazine

    BSS Magazine

Ready to build globally?

Let's discuss your requirements.

Tell us about your business and our team will help you with the right solution. Route every payment to where it succeeds.