For Merchants
Accept payments from your customers anywhere in the world.
Explore Payment SolutionsGlobal Payment Infrastructure
Accept payments, send payouts and manage multiple payment providers through one integration. Built for merchants, fintechs and enterprises — across India and worldwide.
Global Coverage
Multiple countries & regions
Multiple Currencies
Fiat and local methods
Enterprise Ready
Secure. Scalable. Compliant.
Accept payments from your customers anywhere in the world.
Explore Payment SolutionsBuild payment experiences into your platform.
Explore Platform CapabilitiesManage multiple payment providers with intelligent routing and unified operations.
Payment solutions
From collection to payouts, everything you need to move money, behind the same integration.
† India market; availability is confirmed during onboarding. Payment methods and providers depend on the market and are confirmed during onboarding.
How LILPE works
Payment Rails & Methods
Support for global and local payment methods across cards, digital wallets, bank transfers and real-time rails.
Payment methods and rails are supported through your connected gateways, acquirers and local partners. Availability depends on merchant region and is confirmed during onboarding.
Payment Ecosystem & Connectivity
We partner with leading banks, payment providers and financial networks.
Logos illustrate provider and scheme compatibility across the orchestration ecosystem. Available integrations depend on your merchant agreement and jurisdiction, confirmed during onboarding.
Industry Solutions
LILPE supports a wide range of business models across industries, rails and regions.

Online stores and D2C brands

Subscriptions and global sales

Multi-vendor platforms & split payouts

Payment-enabled solutions & embedded rails

Cross-border bookings & dynamic currencies

Fees, tuition & international student intake
The orchestration layer
Your systems talk to LILPE once. LILPE decides where each payment goes, talks to every provider in its own format, watches their health and brings every outcome back in one shape.
01
Your business
Every channel you sell or pay through
02
LILPE orchestration
Decides, routes, recovers and reconciles
03
Payment providers
The PSPs, gateways and acquirers you choose
04
Payment networks
Where money actually moves
Categories of connection, not a list of live integrations. Availability and settlement options are confirmed during onboarding.
How the platform worksCommand center · Demo
A demo of the dashboard experience LILPE is designed around: volume, routing, provider health, settlements, disputes and risk in one place. Sample data only. Which dashboard features are available for your business is confirmed during onboarding.
Demo view · sample data
Gross volume
$4.96M
12.4% vs prior
Success rate
96.8%
2.4 pts
Payment attempts
128,410
9.1% vs prior
Failed payments
3.2%
1.1 pts
Refunds
$44.6K
0.9% of volume
Chargebacks
0.08%
12 open
Successful volume · last 24 hours
All marketsVolume by currency
USD equivalentActivity by country
Sample| Country | Volume | Success | Top provider | vs prior |
|---|---|---|---|---|
| USUnited States | $1.84M | 97.1% | Provider C | +8.2% |
| DEGermany | $0.71M | 96.4% | Provider A | +5.1% |
| GBUnited Kingdom | $0.62M | 95.9% | Provider B | −1.4% |
| INIndia | $0.58M | 97.8% | Provider E | +14.6% |
| FRFrance | $0.50M | 96.0% | Provider A | +3.3% |
| AEUnited Arab Emirates | $0.39M | 95.2% | Provider A | +9.8% |
Latest transactions
SampleDemo view · sample data
Routing rules · evaluated top to bottom
+ New rule| # | Rule | Conditions | Route to | Fallback | Traffic |
|---|---|---|---|---|---|
| 1 | High-value EU cards | country ∈ EUamount > €1,000method = card | Provider A | Provider C | 18% |
| 2 | UK wallets | country = GBmethod = wallet | Provider B | Provider D | 9% |
| 3 | US debit, lowest cost | country = UScard = debit | Cost-optimised | A · C | 22% |
| 4 | India local methods | country = INmethod ∈ UPI, netbanking | Provider E | Provider F | 12% |
| 5 | Default | everything else | Smart routing | Success-weighted | 39% |
Smart routing · default rule
Strategy success-weighted, cost cap +0.15%, re-evaluated every 60 s.
Failover policy
Cost & performance by provider
Last 7 days| Provider | Success | Avg cost | p95 latency | Volume | Best at |
|---|---|---|---|---|---|
| Provider A | 97.2% | 1.42% | 410 ms | 31% | Success |
| Provider C | 95.8% | 1.18% | 520 ms | 27% | Cost |
| Provider D | 94.1% | 1.35% | 380 ms | 14% | Latency |
| Provider B | 91.6% | 1.29% | 1.4 s | 8% | — |
Decision trace · pay_8Hk2Qm
Demo view · sample data
Provider A
OperationalProvider B
DegradedProvider C
OperationalProvider D
OperationalProvider E
OperationalProvider F
DownConnections
+ Connect provider| Provider | Type | Methods | Currencies | Webhooks | Integration |
|---|---|---|---|---|---|
| Provider A | Acquirer | Cards, wallets | EUR GBP AED | Verified | Connected |
| Provider C | PSP | Cards, ACH | USD CAD | Verified | Connected |
| Provider E | Payment gateway | UPI, cards, netbanking | INR | Verified | Connected |
| Provider G | Local methods | Bank transfer, wallets | BRL MXN | Sandbox only | Sandbox |
| Provider H | Acquirer | Cards | JPY SGD | — | Credentials pending |
Demo view · sample data
Expected settlements
$1.92M
next 3 days
Settled today
$1.71M
14 batches
Reconciled
99.2%
14 items unmatched
Open disputes
12
3 due in 48h
Settlement batches
Export| Provider | Currency | Amount | Expected | Status |
|---|---|---|---|---|
| Provider A | EUR | €612,400 | Today | Settled |
| Provider C | USD | $804,120 | Today | Settled |
| Provider E | INR | ₹4.1 Cr | Tomorrow | In transit |
| Provider B | GBP | £188,300 | Overdue 1d | Delayed |
Reconciliation exceptions
Refunds · 24h
412 · $44.6K
Chargebacks won
7 of 11 closed
Demo view · sample data
Payments screened
128,410
every attempt, before routing
Sent to review
0.4%
514 payments
Blocked value
$8.2K
37 attempts
Fraud chargebacks
0.02%
30-day rolling
Risk score distribution · 24h
Risk signals
Review queue · 5Demo view · sample data
API keys
Roll keyAPI logs
Filter| POST | /v1/payments | 201 | 184 ms | 12:04:31 |
| POST | /v1/payments | 402 | 612 ms | 12:04:29 |
| GET | /v1/payments/pay_8Hk2Qm | 200 | 38 ms | 12:04:27 |
| POST | /v1/refunds | 201 | 221 ms | 12:04:22 |
| POST | /v1/payments | 429 | 12 ms | 12:04:20 |
Request · POST /v1/payments
{
"amount": 124900,
"currency": "EUR",
"method": "card",
"customer": { "country": "DE" },
"routing": { "strategy": "smart" }
}Response · 201 Created · 184 ms
{
"id": "pay_8Hk2Qm",
"status": "authorized",
"provider": "provider_a",
"route": { "rule": "high_value_eu_cards", "attempts": 1 }
}Demo dashboard with sample data. Merchants, providers and figures are examples, not live data, customer results or a list of available features.
Intelligent routing
Your rules decide which providers are eligible. Provider health, success rates and cost decide which one wins, and the decision is stored on the payment, so you can see why it went where it did.
Illustrative scenarios. Providers, rates and timings are examples, not live data.
Routing decision
IllustrativePayment received
€1,249.00
Rule matched
High-value EU cards
Candidates scored · Highest success rate
| Provider | Success | Cost | p95 | Decision |
|---|---|---|---|---|
| Provider A | 97.2% | 1.42% | 410 ms | ✓ Selected |
| Provider C | 95.1% | 1.18% | 520 ms | Fallback |
| Provider B | 91.6% | 1.29% | 1.4 s | Degraded, excluded |
Routed
✓ SuccessAuthorised by Provider A in 412 ms
Fallback plan: If A declines for a technical reason: retry once on Provider C
Payment received
$89.99
Rule matched
US debit, lowest cost
Candidates scored · Lowest cost within 1 pt of best success
| Provider | Success | Cost | p95 | Decision |
|---|---|---|---|---|
| Provider C | 96.4% | 0.92% | 480 ms | ✓ Selected |
| Provider A | 96.9% | 1.38% | 390 ms | Fallback |
| Provider D | 94.0% | 0.88% | 610 ms | Below success floor |
Routed
✓ SuccessAuthorised by Provider C in 486 ms
Fallback plan: If C is unavailable: route to Provider A
Payment received
₹4,999
Rule matched
India local methods
Candidates scored · Highest success for the method
| Provider | Success | Cost | p95 | Decision |
|---|---|---|---|---|
| Provider E | 97.8% | Flat fee | 290 ms | ✓ Selected |
| Provider F | — | Flat fee | timeout | Down, excluded |
Routed
✓ SuccessCompleted via Provider E in 2.1 s
Fallback plan: If E degrades: shift traffic to Provider F once it recovers
A payment, traced
One payment from request to success, including the moment Provider A goes quiet. The events and providers are examples, not live data.
Global by design
Expanding into a region means connecting the providers and local payment methods that serve it. Your checkout, your API calls and your reporting stay exactly the same.
Rails shown are documented, with sources, on each market page. They describe the market, not live LILPE connections. Availability and settlement options are confirmed during onboarding.
Explore all marketsDevelopers
One request shape for every provider behind LILPE. Routing, retries and failover happen on our side; your code sees one payment and one final status.
Preview marks dashboard tools shown as a demo of the developer experience. Which tools are available for your business is confirmed during onboarding.
POST /v1/payments
curl https://api.lilpe.com/v1/payments \
-H "Authorization: Bearer $LILPE_SECRET_KEY" \
-H "Idempotency-Key: order_10234" \
-d amount=124900 \
-d currency=EUR \
-d "customer[country]=DE" \
-d "routing[strategy]=smart"const res = await fetch("https://api.lilpe.com/v1/payments", {
method: "POST",
headers: {
Authorization: `Bearer ${process.env.LILPE_SECRET_KEY}`,
"Idempotency-Key": "order_10234",
"Content-Type": "application/json",
},
body: JSON.stringify({
amount: 124900,
currency: "EUR",
customer: { country: "DE" },
routing: { strategy: "smart" },
}),
});
const payment = await res.json();import os, requests
payment = requests.post(
"https://api.lilpe.com/v1/payments",
headers={
"Authorization": f"Bearer {os.environ['LILPE_SECRET_KEY']}",
"Idempotency-Key": "order_10234",
},
json={
"amount": 124900,
"currency": "EUR",
"customer": {"country": "DE"},
"routing": {"strategy": "smart"},
},
).json()Response 201 Created 184 ms
{
"id": "pay_8Hk2Qm",
"status": "authorized",
"amount": 124900,
"currency": "EUR",
"provider": "provider_a",
"route": {
"rule": "high_value_eu_cards",
"attempts": 1,
"fallback": "provider_c"
}
}webhook → your endpointsigned
payment.authorized · pay_8Hk2Qm
Around the core
Orchestration is the core. Around it are the services businesses usually buy separately: checkout, payouts, cross-border and platform plugins, plus a full India stack of local methods, verification and banking. Pick a group to see what's in it.
All 45 productsIndustry and ecosystem
Industry bodies, forums and startup programmes LILPE is part of.
Indian Financial Forum
T-Hub
Unified Fintech Forum
Fintech Convergence Council
Internet and Mobile Association of India
Payments Council of IndiaRecognition
Bharat Fintech Summit 2025
2024India FinTech Forum
Corporate Connect
BSS Magazine
Ready to build globally?
Tell us about your business and our team will help you with the right solution. Route every payment to where it succeeds.